Cost of Studying in Finland 2026-27: Fees & Living Costs

Planning to study in Finland? See the cost of studying in Finland for Indian students in 2026- 27: tuition, living expenses, visa costs in INR, and ways to save

Cost of Studying in Finland for Indian Students: Tuition, Living Costs & Budget Guide Finland is known for its world-class education system, safe cities, and strong research culture. It is also one of the most talked-about destinations for Indian students looking for quality education in Europe. But before you shortlist universities, you need a clear answer to one question: what is the real cost of studying in Finland ? The answer has several parts. Non-EU/EEA students usually pay tuition for English-taught bachelor's and master's programmes. On top of that come living expenses, residence permit costs, insurance, and small student fees. This guide uses figures from Study in Finland (the official portal run by the Finnish National Agency for Education), the Finnish Immigration Service (Migri), and leading university and education sources. All rupee figures use an approximate rate of €1 = ₹110 , so check the live rate before you transfer money. Prepared by Vision International Educational Consultants to help students plan their finances with confidence. Cost of Studying in Finland at a Glance Here is a quick snapshot of what Indian students should expect to pay. Expense Cost in EUR Approx. cost in INR Application fee (non-EU/EEA applicants) €100 ₹11,000 Tuition, English-taught bachelor's/master's €9,000–€20,000 per year ₹9.9–22 lakh per year Tuition, doctoral programmes Free Free Living costs (recommended budget) €900–€1,200 per month ₹99,000–₹1.32 lakh per month Residence permit application About €350 (online) About ₹38,500 Student union fee About €50–€70 per year ₹5,500–₹7,700 per year Student healthcare fee About €70 per year About ₹7,700 per year In total, most Indian students spend between €18,700 and €32,500 per year (about ₹20–36 lakh), depending on the university, degree level, and city. We break this down in the sections below. Study in Finland Tuition Fees for International Students Who Pays Tuition Fees in Finland? Finland's public universities do not charge tuition to students from the EU, the EEA, or Switzerland. Indian students are non-EU/EEA applicants, so they generally pay tuition for English-taught bachelor's and master's programmes . Some applicants are exempt based on their residence status, so always check the current rules for your own situation. There are some important exceptions: Doctoral (PhD) programmes do not charge tuition, regardless of your nationality. Degrees taught in Finnish or Swedish do not charge tuition either. Exch